Buy to let mortgages in Huddersfield

Buy to let mortgage advice.

Looking for a Buy to Let Mortgage in Huddersfield? Speak to Mortgage To Home to discover how we can help you source the most competitive deal.

Speak to Mortgage To Home we can help you and discuss everything buy-to-let related

Buy to let mortgages in Huddersfield

Speak to Mortgage To Home we can help you and discuss everything buy-to-let related

Looking for a buy to let mortgage in Huddersfield?

What is a buy to let mortgage?

A buy to let mortgage is a mortgage which is used to purchase a property for investment purchases. You will need to rent out to a non-family member and you will not be able to live in the property.

As they are an investment there is a greater risk so a larger deposit is required. There is a minimum deposit of 20% but generally to get the better deal it’s advisable to try and get 25% together if you can.

Whether this is your first buy to let property or your 20th it is still important that you get quality advice. The market is rapidly changing and you want to make sure you are ahead of the game.

For more information on our buy to let mortgages in Huddersfield, give us a call on 07868 110653 or fill in our Appointment Form where you can choose between a phone call, Zoom session or a Facetime call.

Things to consider:

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Maintenance of the property.

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You will need landlord insurance for the property.

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Letting agent fees.

You may want an estate agent to manage the property for you and do routine visits to check on the property condition.

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Other costs.

Generally speaking you will need to spend money to make sure the property is of a standard suitable to be rented. Also you may have to pay additonal property stamp suty.

See what a monthly mortgage payment might look like.

With our free to use mortgage calculator, find out what your monthly payment could look like, within the next 30 seconds.

Frequently asked questions.

We’ve put together a list of all the most
commonly asked questions in the mortgage
and protection industry, so you don’t have
to spend ages trying to find the answer
that you need.

For a residential mortgage you will need at least a 5% deposit. If you are looking at a buy to let mortgage the minimum required is 20% at present.

If you go direct to a bank you are only able to access their specific products and their individual criteria. A broker has access to 1000’s of products and an extensive knowledge of criteria. This can save you so much time and money.

They also know the documents needed and the timescales each lenders are working towards. Brokers are invaluable and worth every penny.