We specialise in helping clients with a poor credit history to get a mortgage. This may mean missed payments on credit agreements, or potentially arrangements that have led to defaults or CCJ’s being registered. This doesn’t mean this is all we look at though!
We have extensive knowledge in all areas such as: first time buyers, home movers, remortgages and buy to let’s.
There's no one better suited in finding you the best mortgage deal.
Mortgages and protection is what we do, we won't take any longer than needs be.
With over 15 years experience providing mortgage advice, you can be confident with us.
From poor credit mortgages, to applying for your first ever mortgage, be assured that we can help.
Protection can be tricky, not knowing what policies you should have in place and what for; well, speak to us.
Frequently asked questions.
We’ve put together a list of all the most
commonly asked questions in the mortgage
and protection industry, so you don’t have
to spend ages trying to find the answer
that you need.
For a residential mortgage you will need at least a 5% deposit. If you are looking at a buy to let mortgage the minimum required is 20% at present.
If you go direct to a bank you are only able to access their specific products and their individual criteria. A broker has access to 1000’s of products and an extensive knowledge of criteria. This can save you so much time and money.
They also know the documents needed and the timescales each lenders are working towards. Brokers are invaluable and worth every penny.